One practice, three disciplines that feed each other.
Clean books make capital easier to get. Capital planning tells us what the books need to prove. Insurance protects what both build. Most firms sell you one of these; we run them as a single engagement, which is where the predictive capital-needs analysis comes from: we can see a financing need forming quarters before you have to ask for money.
How they feed each other.
Access to Capital
- with Financial Management
Clean books make capital easier to get, and capital planning tells the books what they need to prove.
- with Business Insurance
Key-person and liability cover are what a lender asks about before closing, so the file already has the answer.
Access to Capital
SBA, commercial real estate, revenue- and asset-based, equipment, construction, bridge and equity financing. We underwrite your file before any lender sees it, so the ask arrives defensible.
Financial Management
Bookkeeping and tax run with a banker's discipline by a team of more than fifteen accountants: monthly close, QuickBooks included in the engagement, and statements a credit committee will believe.
Business Insurance
Property & casualty, life, and group health coverage through RSCCA Insurance Agency, an authorized agent of Kalare, reviewed alongside your books.
For CDFIs and mission lenders
Outsourced underwriting, SBA review support, financial literacy workshops and technical assistance programs, from bankers who ran lending at a certified CDFI.
Not sure which door to knock on? That's what the first hour is for.
